Let’s Talk about Money, Honey!

Hemant Mandaliya
3 min readDec 24, 2021
An Origami boat made from a 50 Euro currency note

I often wonder do we even know what money is. The more we think about it, the more abstract it gets. I am not talking about the whole tenet of decentralisation. Neither am I trying to irk banks and governments.

I have asked this question to the smartest and knowledgeable people. What is money? Invariably some would spit out textbook definitions like, it is a medium of exchange. No shit, Einstein. Some others would go anti-establishment and say, it is a construct, it’s not real. Woah! Slow down there, Robinhood.

Love it or hate it, it’s here to stay in one form or the other. So, rather than glorifying or vilifying it, can we decipher what it is or what it entails? Here is what I have found out through my years of soliloquy. Money is independence because it gives you leverage.

Hate cooking? Order food. Don’t have the time to clean? Call in a housekeeper. Can’t be bothered with doing your books? Hire a tax attorney. Heck, hire a ghostwriter if you find writing exhausting. When you work 9 to 5, you are trading your time for money. But, this choice comes at a price, you don’t own your time and by that measure, your life doesn’t belong to you. You are like a hamster on a perennial wheel. I am sure, this is not some new information. There is no Eureka moment. This is basic stuff and I am sure you know it all too well. What I want to stress is the fact that often even the most knowledgeable people forget this elementary fact.

Like me, I am sure even you have come across this nugget of wisdom. “The poor borrow, the middle class save and the rich invest.” Every Tom, Dick and Harry who has made any money online is peddling this bullshit without getting to the bottom of why this happens? Get off your fucking high horse and face the reality for what it is. Most people don’t have rich dads (or moms) who give them a cushion to pursue their dreams. Or have the influence to arm-twist the government into bailing them out. We are talking about real-life consequences, life and death situations.

When it comes to the stock market, who gets butchered? It is the cattle class. Not because they are stupid. It’s simply because they are not privy to how the shit will go down. And history will repeat itself in the crypto market. Don’t get me started on ‘your network is your net worth’ bullshit. Nobody wants a bum on their table.

Another thing that I find repulsive is the whole morning routine of Bill Gates. Jeff Bezos, Warren Buffett or anyone who is half famous. The other day a friend of mine told me, Bill Gates reads for 6 hours a day. The insensitive asshole that I am, I replied, “Because he can. You don’t even get an hour of free time to play catch with your kid.” He was crestfallen at my audacity. But it is what it is.

Will I happily trade places and be part of the top 1%? Like hell, I would. Am I inviting you to a pity party? Fuck, no. All I am saying is try not to be an insensitive son of a bitch every now and then. You are privileged? Good for you. Don’t rub salt in the wounds of the lesser fortunate folks who are doing their best to make a living. Don’t be a total dick. FFS, you are better than Trump.

I am sure I have given you plenty of jokes you can share with your buddies at the next yacht party. Do ya thang and let others do theirs. Stop the slut-shaming if you will.

#MiddleClass #SuperRich #WhatIsMoney #MoneyTalk #TheTop1Percent

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Hemant Mandaliya

My ad copy ✍ brings all the buyers 💰 to the yard 🛍️